We've compiled a list of the top boats priced under $100,000 with the majority of the boats priced between $50k to $100k.
Vessels on this list include great boats for watersports, top boats for fishing like center consoles, interesting motorboats, top sailing boats and pontoons for family fun.
The best boats under $100k include:
- Motorboats: Regal 28 Express, Sea Ray 260 Sundancer
- Speedboats: Chaparral 250 Suncoast, Four Winns 210 Horizon
- Fishing Boats: Skeeter SX240, Boston Whaler 210 Montauk
- Sailboats: Hallberg-Rassy 352, Beneteau First 27
- Pontoons: Bennington SX 22 Swingback, Avalon 2585 Catalina Elite
The majority of these vessels come with an option for boat financing too.
Buyers can find these vessels priced much cheaper if they choose to buy the boat as pre-owned.
We'll also show you where you can buy these vessels from around the world.
Best Motorboats Under $100k
Below are top motorboats under $100,000.
These boats can be purchased new or used with boat financing options available.
Regal 28 Express
A pre-owned Regal 28 Express is a top motorboat that can be purchased for under $100,000.
The 28.9ft Regal 28 Express is a motorboat manufactured by boat brand Regal and it was first sold in the year 2013.
These motorboats are mainly used for cruising, watersports, overnight trips and having fun with family and friends on the water.
They are a type of small luxurious yacht without the typical yacht price tag.
Most of the best pre-owned Regal 28 Express boats under $100k can be found with boats registered in the years between 2014 to 2018.
Regal 28 Express Specifications
What Makes The Regal 28 Express A Great Motorboat Under $100k?
A Regal 28 express is a great motorboat because:
- It has carry 8 passengers: The vessel has plenty of space and can accommodate up to 8 passengers. This means there is plenty of room to bring family and friends onboard the boat while cruising
- It has a bright and spacious cabin for relaxing in: Passengers can relax in the cabin and even sleep overnight onboard in the queen-sized berth. There are two hull windows to make the cabin bright. The boat offers the largest-in-class head features with 6ft headroom
- It has a bathroom: Passengers can easily use the bathroom and even shower as there is a toilet and shower onboard
- It has a beautifully handcrafted galley: The Driftwood cabinetry looks stunning as you in the cabin and gives a sense of luxury onboard
- It comes with a warranty: Depending on where you purchase the Regal 28 Express, it may come with a 1-year or 2-year warranty. Buying direct from the manufacturer typically comes with this offer
- It has a spacious outdoor lounge: The ultra lounge offers a spacious outdoor area to relax in the sun and it creates a versatile transom
Sea Ray 260 Sundancer
A pre-owned Sea Ray 260 Sundancer is another great motorboat under $100,000.
The 26ft Sea Ray 260 Sundancer is a cruiser motorboat manufactured by the brand Sea Ray.
It is mainly used for cruising, watersports and enjoying a relaxing boat ride with family and friends.
Most of the best pre-owned Sea Ray 260 Sundancer boats under $100k can be found with boats registered in the years between 2011 to 2016.
Sea Ray 260 Sundancer Specifications
What Makes The Sea Ray Sundancer 260 A Great Motorboat Under $100k?
A Sea Ray 260 Sundancer is a great motorboat because:
- It comes with a 1 to 3 year warranty: Depending on where the buyer purchases the boat, it can come with a warranty of between 1 and 3 years even on used Sea Ray 260 Sundancer vessels
- It has a comfortable sun lounger for sunbathing: Passengers can relax on a portside sun lounger and enjoy the sun with a comfortable aft-facing backrest
- Boaters can enjoy overnight trips: This motorboat can accommodate up to 4 passengers for sleeping onboard. This means passengers can enjoy multi-day trips
- There is a swim platform for easier swimming: The swim platform has a stainless steel swim ladder concealed in the portside hatch. This makes it easy for passengers to access and swim in the water
- There is a modern galley for making food: There is a microwave and refrigerator to prepare food and cool drinks so boaters can enjoy any weather conditions
- There is a toilet and shower onboard: Owners of this boat have access to a toilet and shower so they can stay fresh on longer trips
Best Speedboats Under $100K
Speedboats are a great way to enjoy the water with friends and family and the boat does not have to be expensive.
Below are some of the best speedboats under $100,000 on the market.
Chaparral 250 Suncoast
Another great speedboat under $100k is the Chaparral 250 Suncoast.
The 25ft Chaparral 250 Suncoast is a speedboat manufactured by the brand Chaparral.
This speedboat can be purchased pre-owned under $100k with the best used boats within budget between the years 2016 - 2021.
Chaparral 250 Suncoast Specifications
What Makes The Chaparral 250 Suncoast A Top Speedboat Under $100k?
The Chaparral 250 Suncoast is a great speedboat because:
- It offers plenty of space: The Chaparral 250 Suncoast has plenty of space with the ability to carry up to 14 passengers onboard and a ski and kneeboard storage area under the floor. It has one of the largest bow areas in its class
- Its interior is luxurious: The interior is feature rich with digital instrumentation, glove box, tower speakers, SeaStar hydraulic tilt steering, cockpit courtesy light, drink holders, polished spoke steering wheel and custom hand-wrapped helm console
- 1 to 4 year warranty is offered: This vessel comes with a 1 to 4 year warranty depending on where you purchase it
- It's easy to navigate with: This boat comes with Simrad GO7 Touch Multifunction Chartplotter/Fishfinder (depending on spec)
- It comes with a swim platform: There is a swim platform that helps passengers wanting to swim or do watersports
Four Winns 210 Horizon
A top speedboat under $100k is the Four Winns 210 Horizon.
This speedboat can be purchased brand new for under $100,000.
The 21.8ft Four Winns 210 Horizon speedboat is manufactured by the brand Four Winns.
It is mainly used for watersports and for fun recreational water activities.
Four Winns 210 Horizon Specifications
What Makes The Four Winns 210 Horizon A Great Motorboat Under $100k?
The Four Winns 210 Horizon is a great speedboat because:
- There is plenty of space: Passengers will have plenty of space onboard and there is storage under the sundeck to store items
- Custom gauges are fog resistant: The custom gauges in the cockpit are fog resistant which helps prevent any visibility issues
- It comes with a 1 to 2 year warranty: Depending on where you purchase the speedboat, it can potentially come with a 1 to 2 year warranty which is an added peace of mind if something goes wrong
- It comes with bluetooth speakers and beverage holders: This speedboat comes with bluetooth speakers and beverage holders so passengers can enjoy a party on the water
- It comes with a swim platform: This speedboat comes with a swim platform. This makes it easy to get into and out of the water when swimming
Best Fishing Boats Under $100k
A great fishing boat can help a boater to catch fish and enjoy a day on the water fishing with friends and family on your next fishing trip.
Below are the best fishing boats under $100,000 on the market.
Boston Whaler 210 Montauk
The Boston Whaler 210 Montauk is a top fishing boat under $100k in price.
The 21ft outboard motor center console fishing boat is manufactured by the brand Boston Whaler.
This center console fishing boat can be purchased pre-owned under $100k with the best used boats within budget between the years 2015 - 2021.
The brand new Boston Whaler 210 Montauk prices are above budget so focus on the second-hand market.
Boston Whaler 210 Montauk Specifications
What Makes The Boston Whaler 210 Montauk A Great Fishing Boat Under $100k?
The Boston Whaler 210 Montauk is a great center console fishing boat because:
- It comes with a 1 to 4 year warranty: Depending on where it's purchased, a Boston Whaler 210 Montauk comes with a warranty between 1 to 4 years
- It comes with fishing rod holders: This fishing boat comes with rod holders so a boater can neatly hold their fishing rods
- It offers high-quality features: The Boston Whaler 210 Montauk comes with drink holders, aft cockpit storage with fiberglass covers, cockpit courtesy lights, VHF radio, swim platform, hardware 316-L stainless steel, compass, binnacle control, aft quarter seats with removable base cushion, fish box/storage box with overboard drain and integrated backrest cushion & a reversible pilot seat with locking backrest and storage underneath
- It is spacious: This fishing boat comes with plenty of space with the ability to hold 9 passengers
Skeeter SX240
The Skeeter SX240 center console is a top fishing boat under $100,000.
The 24ft Skeeter SX240 is manufactured by the brand Skeeter.
The boat is most commonly used for fishing and enjoying fishing trips with friends and family.
Most of the best pre-owned Skeeter SX240 boats under $100k can be found with boats registered in the years between 2015 to 2020.
Whether you're fishing in the shallow waters near a beach or miles off the coast, this boat is a wonderful option for fishing lovers.
Skeeter SX240 Specifications
What Makes The Skeeter SX240 A Great Fishing Boat Under $100k?
The Skeeter SX240 is a great center console fishing boat because:
- It may come with a warranty of up to 10 years: Depending on where you buy this boat, a warranty might be offered between 1 and 10 years which involves a component warranty or a transferable structural warranty
- It has many great features: The Skeeter SX240 has many features including a swim platform, fushion audio, gunnel rod holders, DEC binnacle, washdown system, trim tabs, 10ft power pool, reversible seats, drink holders etc.
- Some sellers will offer a towing trailer: Some sellers will offer a towing trailer as part of the price of the boat. This will depend on the seller but is an added bonus if it is included in the price
- Plenty of storage for fishing gear: The storage area around the console provides quick access to store the gear and it helps keep the gear out of the cockpit where the area needs to be kept clear from items
- The capacity of the lean post baitwell helps keep live bait fresh: The 40-gallon lean post baitwell allows fishers to keep more bait which leads to longer days on the water
Best Sailboats Under $100k
Sailing boats offer fun sailing activities on the water and the prices vary.
Below are the best sailing boats under $100,000.
Hallberg-Rassy 352
The Hallberg-Rassy 352 is a top sailing boat under $100k on the market.
The 35ft Hallberg-Rassy 352 is manufactured by the brand Hallberg-Rassy and it was first built in 1978.
Christoph Rassy and Olle Enderlein designed the boat.
The boats were all built between 1978 and 1991 so buyers can only purchase these sailboats pre-owned.
These sailboats are used primarily for enjoying sailing but they are also used as liveaboards.
Hallberg-Rassy 352 Specifications
What Makes The Hallberg-Rassy 352 A Great Sailboat Under $100k?
The Hallberg-Rassy 352 is a great sailboat because:
- It comes with everything to live onboard: This sailing boat comes with cabins, a kitchen, toilet, showers, tv, stereo and an eating area so a boater can easily live onboard if they want to
- It is easy to sail: The Hallberg-Rassy 352 is a fairly straightforward sailboat to sail with many sailors finding it easy to sail and enjoy sailing trips on the water
- There is plenty of space for the crew: The Hallberg-Rassy 352 offers plenty of space onboard, especially the models built from 1980 onwards when the hull was raised a couple of centimeters allowing for more headroom in the cabin and walkthrough areas. The sailboats built after 1986 were designed with the saloon being increased in size to give more natural light into the saloon
Beneteau First 27
The Beneteau First 27 is a top sailboat under $100k on the market.
The 26.2ft Beneteau First 27 was designed by naval architect Samuel Manuard and interior designer Gigodesign.
The majority of the best pre-owned Beneteau First 27 sailboats under $100k can be found with boats registered in the years between 2016 to 2021 so buyers can buy an almost brand new one within budget.
Beneteau First 27 Specifications
What Makes The Beneteau First 27 A Great Sailboat Under $100k?
The Beneteau First 27 is a great sailboat because:
- It is a lightweight and modern designed sailboat: The Beneteau is a lightweight, spacious and modern designed sailboat with a beautiful minimalistic interior for passengers to enjoy
- Owners can use it as a liveaboard: This sailboat is designed for people to live onboard with 6 adults being able to sleep onboard, 2 in the bow cabin and 4 in the saloon
- There are plenty of amenities and features onboard: This sailboat comes with a removable table and fridge, stereo, a galley with a gas burner, sink, marine toilet, shower in the stern, beds,
- It can be handled easily: The simplified deck controls, three insubmersability chambers, deep low center of gravity keel, balanced twin rudders, doublewinches and perfectly balanced steering system make handling these sailboats relatively easy to do.
Best Pontoon Boats Under $100k
Pontoons are a very popular boating option for both families and those that enjoy partying on the water.
There are a lot of brand new and pre-owned pontoons under $100k to choose from.
Bennington SX 22 Swingback
The 22ft Bennington SX 22 Swingback is a top pontoon boat under $100,000.
These pontoons are used for many different activities including watersports, fishing, cruising, partying and enjoying days on the water with family and friends.
The Bennington SX 22 Swingback can be purchased brand new for under $100k.
Bennington SX 22 Swingback Specifications
What Makes The Bennington SX 22 Swingback A Great Pontoon Boat Under $100k?
The Bennington SX 22 Swingback is a great pontoon boat because:
- It is sold at competitive prices: The Bennington SX 22 Swingback can be purchased brand new between $60k and $90k and buyers can even find pre-owned ones under $20k so these pontoons are a budget- friendly option
- It can be used for multiple activities: The Bennington SX 22 Swingback can be used for multiple activities like fishing, partying, and cruising
- It can come with a warranty: Depending on where it is purchased, these pontoons come with a warranty between 1 and 3 years for added peace of mind
- It is highly customizable: If buying this pontoon new, a buyer can choose from multiple customizable options and choose from various floor plans from fishing-specific floor plans to entertainment-specific floor plans
- It comes with many features: The Bennington SX 22 Swingback comes with speakers, seating, tables, stern lounge, storage space, extended aft deck, cupholders, curved boarding ladder and built-in coolers
- It is spacious: The Bennington SX 22 Swingback is spacious with 22ft length and the capacity and seating to hold 12 passengers
Avalon 2585 Catalina Elite
Another top pontoon boat under $100k is the 25.5ft Avalon 2585 Catalina Elite.
The Avalon 2585 Catalina Elite is used for multiple activities including watersports, fishing, partying and cruising.
Depending on the package, this pontoon can be purchased brand new for under $100,000.
Avalon 2585 Catalina Elite Specifications
What Makes The Avalon 2585 Catalina Elite A Great Pontoon Boat Under $100k?
The Avalon 2585 Cataline Elite is a great pontoon boat because:
- It comes with multiple features: The Avalon 2585 Catalina Elite comes with multiple features including a commander low back reclining drivers chair with self-leveling arms, Garmin GPS unit, 12v outlet, table, suspension seating, lounge arms and storage, onboard coolers, exterior nav/docklight combo, stainless steel telescoping ladder, bimini top, bluetooth stereo system, tapered front deck and an extended rear deck
- It may come with a warranty: Depending on where it's purchased, this pontoon can come with a 1 to 3 year warranty
- It can be used for multiple water activities: This pontoon can be used for many different activities including fishing, watersports, cruising and partying on the water
Where To Find Top Boats Under $100k
The places to find top boats under $100,000 include:
- Boat Dealerships: Buyers can find top boats under $100k directly at boat dealerships. Boat dealerships will have many various types of boats for sale including the boats listed on this list
- Boat Marketplace Websites: Buyers can find boats under $100k on boat marketplace websites including boattrader.com, yachtworld.com, boats.com, completeboat.com etc.
- Popular Classified Websites: Buyers can find boats under $100k on common classified websites like eBay, Craigslist and Facebook Marketplace
- Direct From Manufacturers: Buyers can also buy these boats directly from the manufacturer. This is the best option as it ensures a buyer will get the best quality boat